Emergency medical transportation can refer to any method of transportation equipped with the medical equipment necessary in order to adequately provide life sustaining measures to safely move a person from one location to a facility where they can be appropriately treated for their level of acuity and medical condition.
“A medical emergency is an event that you reasonably believe threatens your or someone else’s life or limb in such a manner that immediate medical care is needed to prevent death or serious impairment of health. A medical emergency includes severe pain, bad injury, a serious illness, or a medical condition that is quickly getting much worse.”
Of course the cost of any type of emergency transportation is always a factor. Our emergency helicopter transportation cost was $33k. Fortunately the insurance company covered the cost completely. Insurance policies all differ, some may not cover the cost, some many cover portions of the transportation and others will cover the entire bill. For the most part, if an air ambulance is deemed medically necessary, and there is no other way for the patient to receive the care, diagnosis or treatment, then it may be covered by a travel or health insurance plan that covers the cost of air ambulances. It is always good to look over your health care insurance plan and know what benefits you are entitled to, especially when renewing or switching to a new plan. Most people opt out of this option as they feel like it is something will never utilize in order to save money but let me tell you out of personal experience, you never know when you will be in that situation. It is always a good idea to choose a policy that offers air ambulance coverage with lower out-of-pocket expenses, reasonable deductibles and the co-insurance that works best for you.
They say most emergency situations tend to happen close to home but what do you know if you are far from home or traveling? Most people when traveling think about only the enjoyment that comes along with planning the trip. But never do we truly sit down and think about the what ifs or how to be prepared in case of an emergency. When you’re planning a trip, especially something overseas or internationally where you medical insurance plan may not be covered or differ you should always think about buying a travel medical insurance plan. In addition to the simple travel insurance that we often opt to purchase to cover our expenses in case we have an emergency and need to cancel those plans, it is quite more important to also consider obtaining emergency travel medical insurance and ensure it has the emergency medical transportation benefit (which some call medical evacuation insurance). The benefit limit can be as high as $500,000 or $1 million, depending on which plan you choose. You might wonder why these limits are so high, well unfortunately emergency medical transportation overseas can be extremely expensive. What could be saving you some money now, could be costing you a fortune later. The costs of emergency transportation depend on several factors: where you are located, what resources are available in that area, the severity of your medical emergency (to determine if you will require basic or advance life support transportation), the type of transportation utilized and the location of the nearest medical facility that can safely treat you. That being said, emergency medical transportation is almost never cheap, so you will want to make sure you are covered!
Another thing to also include in your travel plans are making sure you know where the nearest urgent care and hospitals are located in the areas that you will be visiting. As well as what phone numbers to call in case of an emergency or what emergency transportation options there are. This is something that you will want to keep on you at all times while traveling. Personally, I would recommend to type out this information and store it in a laminated case it were to get wet. You truly do want to cover your bases and make sure you are prepared in these potential emergency situations. On the back side of that sheet you might also want to consider listing out the medications you are currently taking, what their doses are and the medical condition for which you need to take them. One of the things that I highly advise while traveling is to carry your vital documents, like your identification card and passport, with you at all times. The emergency contact information you will want laminated should be included with these documents. There are several RFID blocking travel holders that you can purchase to keep your documents safe and secure. These help protect against the threat of digital thieves who may try to scan your cards to obtain credit information. This one here is one of my favorite because it is lightweight, water resistant, you can adjust the length and have several compartments for storage. The last thing you will also want to worry about is having to deal with financial fraud. (Health tip:If you are looking for something to also hold your cell phone you will want to invest in something with more added protection life this one here to mitigate exposure of EMF radiation emitted from the cell phone.)
Lastly, if you are a caregiver and traveling with that individual I would also advise that you carry a laminated card indicating what needs to be done for the individual in case you were to be unconscious or need emergency medical treatment on yourself. Ideally that individual you are caring for should be wearing a medical alert bracelet on them at all times but it would be wise to also have some kind of documentation on yourself.
No one ever knows when a medical emergency situation may occur, but the best advice I can give you is to prepare yourself for one should the situation arise. Every second counts when trying to save a life!